Digital Wallet and Fintech Mobile App - Online Payments, KYC, and Lifestyle Rewards
A full-featured digital wallet app for iOS and Android. Maslife combines a KYC-verified online wallet with money transfers, beneficiary management, a virtual debit card, online payment gateway, and a lifestyle rewards layer that includes meditation content and exclusive offers.
The client wanted a single app that handled a user's financial life and wellbeing in one place - verified identity, wallet, transfers, card, and lifestyle perks all under one roof.
Technology
Programming Language
- Java
- Kotlin
- Swift
Mobile Platform
- Android (Native)
- iOS (Native)
Third-party Integrations
- Jumio SDK (KYC / Identity Verification)
- Online Payment Gateway
- Virtual Debit Card Provider
Features Stack
- KYC Identity Verification
- Online Wallet and Fund Management
- Push Notifications
- In-App Meditation Content
Requirement
The client identified a gap in the fintech market: most digital wallets stop at payments. They wanted an app that combined rigorous identity verification, a fully functional wallet with transfer and card capabilities, and a lifestyle rewards layer that gave users a reason to open the app even when they weren't transacting.
The KYC layer had to be robust enough for financial compliance. The wallet had to support transfers, beneficiary management, and a linked virtual debit card. And the lifestyle side - meditation content, offers, rewards - had to sit naturally inside the same app without feeling bolted on.
Solution
We built Maslife as a unified iOS and Android app integrating the Jumio SDK for KYC identity verification, a core wallet engine for fund management, and a lifestyle module for content and rewards.
- KYC identity verification via Jumio SDK on signup
- Online wallet with balance management and fund top-up
- Money transfers with saved beneficiary management
- Virtual debit card linked to the wallet
- Online payment gateway for purchases and bills
- Meditation content and mindfulness sessions
- Exclusive offers and lifestyle rewards for active users
- Push notifications for transactions, offers, and reminders
Final Outcome
Maslife launched as a verified digital wallet with a lifestyle edge. Users complete KYC once and unlock the full wallet, transfer, and card suite. The meditation and offers layer gave the client a daily engagement hook beyond pure transactions, increasing app open rates between payment events. The Jumio integration ensured the platform met financial compliance requirements from day one.
Get in touch with The One Technologies, or hire Android developers or iPhone app developers to start your build.
